DigitalGlue is committed to providing our clients with many competitive financial options. We offer a total financing solution combining hardware, software, and services into a single invoice allowing you to easily track your financed and leased assets. We can even include purchases from other vendors into one monthly payment. Even if you are a small emerging business, we can tailor a program that lets you purchase the necessary assets to remain competitive. Many of our solutions will actually end up saving you money by lowering operational expenses and increasing productivity; let us help you move forward.

 

Why Use DigitalGlue Financial Services?

Helps Conserve Working Capital

You get the benefit of the equipment by using it, not by owning it. Capital which is not needed for purchasing the equipment becomes available for day-to-day operations, such as inventory financing, new business development, and taking advantage of available cash discounts.

Maintains Bank Lines of Credit

Certain leases can be considered “off-balance sheet” financing. Structured that way, they do not affect financial ratios which are so important to bankers and other financial institutions.

Helps Budgeting

Since the monthly payments are fixed for the term of the lease, it is easier to prepare and maintain operating budgets.

Upgrade Equipment More Often

Leasing makes it easier to take advantage of constantly changing technologies. At the end of the lease term, the equipment can be returned at no additional cost, or it can be purchased at a fraction of its original value. In some cases, the equipment may be upgraded during the term of the lease.

Payments may be 100% Tax Deductible

Accountants consider each monthly payment of an operating lease as a “rental” cost, fully deductible as an expense of the business.

Many Plans Available

DigitalGlue Financial Services offers a wide variety of leases, including level payment plans, deferred payment plans, Easy-Pay step leases with lower payments to start, purchase options and $1.00 buyouts. Let DigitalGlue help review your needs and design a lease plan that’s right for your business and budget.

What Are The Steps In The Process?

Transactions under $75,000

DigitalGlue Financial Services transactions up to $75,000 need be submitted with only a simple one-page application. Generally, no additional financial information will be required. A credit decision can usually be made on these transactions within 24 hours.

Transactions over $75,000

Require a complete financial package to be submitted by the customer. The required information is listed below.

    • Completed Application
    • Signed Customer Release Authorization Form
    • Year-End financial statements for past two years (i.e., Annual Report, 10-K, Internally Prepared Acceptable.)
    • Interim financial statement (i.e., 10-Q, Internally Prepared Acceptable.)

If the company is a “Sub-Chapter S” Corporation, partnership or proprietorship, the following is also required:

    • Last 3 years’ personal tax returns for each principal
    • Current Personal Financial Statement for each Principal (prepared within past 60 days)
Contact us today to discuss your financial requirements

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